Terms of Service

Please read these terms carefully before using our VAS Market services.

Last updated: July 29, 2025

Acceptance of Terms

By accessing and using VAS Market services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using our services.

These terms apply to all users of the service, including without limitation users who are browsers, vendors, customers, merchants, and contributors of content.

Service Description

VAS Market provides a platform for purchasing various value-added services including:

  • Mobile airtime and data services
  • Electricity bill payments
  • TV subscription services
  • Educational services and examination payments
  • Other utility and digital services
User Responsibilities

As a user of our services, you agree to:

  • Provide accurate and complete information
  • Use the service only for lawful purposes
  • Not attempt to gain unauthorized access to our systems
  • Not use the service to commit fraud or other illegal activities
  • Keep your account credentials secure and confidential
  • Notify us immediately of any unauthorized use of your account
  • Comply with all applicable local, state, and federal laws
Payment Terms

Payment Processing

  • All payments are processed securely through our certified payment partners
  • Payment must be made in full before service activation
  • We accept various payment methods as displayed on our platform
  • Additional convenience fees may apply as clearly stated

Refunds and Cancellations

  • Refunds are subject to our refund policy and service provider terms
  • Digital services (airtime, data) are generally non-refundable once delivered
  • Bill payments are final and cannot be reversed once processed
  • Refund requests must be submitted within 24 hours for eligible services
Service Availability and Limitations

While we strive to provide reliable services, please note:

  • Service availability depends on third-party providers
  • We may experience temporary outages for maintenance
  • Processing times may vary depending on the service type
  • We reserve the right to suspend services for security reasons
  • Minimum and maximum transaction limits apply
  • Geographic restrictions may apply to certain services
Privacy and Data Protection

Your privacy is important to us. By using our services, you agree to:

  • Our collection and use of your personal information as outlined in our Privacy Policy
  • Sharing necessary information with service providers to complete transactions
  • Our use of cookies and tracking technologies
  • Our data retention and security practices
Liability and Disclaimers

Service Disclaimer

Our services are provided "as is" without warranties of any kind. We do not guarantee uninterrupted or error-free service, and we are not liable for any delays, failures, or interruptions in service delivery caused by third-party providers.

Limitation of Liability

In no event shall VAS Market be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.

Intellectual Property

The VAS Market service and its original content, features, and functionality are owned by VAS Market and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our service without prior written consent.

Account Termination

We may terminate or suspend your access to our service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the service will cease immediately. If you wish to terminate your account, you may simply discontinue using the service.

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.

What constitutes a material change will be determined at our sole discretion. By continuing to access or use our service after those revisions become effective, you agree to be bound by the revised terms.

Governing Law

These Terms shall be interpreted and governed by the laws of Nigeria. Any disputes arising from these terms or your use of the service shall be subject to the jurisdiction of Nigerian courts.

Contact Information

If you have any questions about these Terms of Service, please contact us:

Email: legal@vasmarket.com

Address: VAS Market Legal Department

We will respond to your inquiry within 7 business days.